Fractional CFO
Financial strategy, forecasting, cash flow management, and board‑ready reporting — delivered on a retainer that scales with what your business actually needs this quarter.
Fractional CFO & Operating Partner
The numbers get clear.
The decisions get easier.
Dan Schmid steps in as your CFO to build the financial structure, benefits programs, and operating discipline your business has outgrown — without the full-time cost.
Fractional
CFO leadership,
fraction of the cost
fraction of the cost
Benefits
design &
management
management
Change
management
consulting
consulting
What Dan Handles
One partner, the full ledger.
Most businesses don’t need four separate consultants. They need one person who understands the whole picture. Here’s where Dan typically starts — and where clients often end up asking for more.
Employee Benefits Management
Plan design, carrier negotiations, open enrollment, and compliance — so your team gets real coverage and you stop losing weeks to spreadsheets every fall.
Change Management Consulting
New systems, new leadership, new structure — guided rollouts that keep your team aligned and productive through the parts of growth that usually cause the most friction.
Whatever Else Is On Your Desk
Due diligence, process cleanup, a hard conversation with a vendor, a plan for the next hire. If it touches how your business runs, it’s fair game to bring to Dan.
About Dan
A second-in-command that gets it.
Dan Schmid works as an outsourced CFO for founders and owners who need senior financial leadership but aren’t ready — or don’t want — to hire full-time. He steps into the details: the benefits renewal nobody wants to touch, the reorg that needs a steady hand, the forecast that has to hold up in front of a bank or a board.
He’s a father of four with 15 years of experience running businesses — there’s not much of a situation he hasn’t seen before. The work isn’t about handing over a report and disappearing. It’s about being in the business enough to make a real call, then following through until it’s done.
“Profit is not an event. It’s a habit.” — Mike MichalowiczWork With Dan
Common Questions
Before you reach out.
What’s the first step?
Schedule a 40-minute consultation with Dan. You’ll walk through what’s going on in your business, where things feel stuck, and what support would actually help. No pitch, no pressure — just a real conversation about what’s possible.
What exactly is a fractional CFO?
A fractional CFO is an experienced financial executive who works with your business on a retainer, instead of as a full-time hire. You get senior-level strategy, forecasting, and financial oversight scaled to what your business actually needs.
When should I bring someone like Dan in?
Common signs: you’re making decisions without reliable numbers behind them, your benefits or vendor renewals are eating weeks of your time, or you’re heading into a change — new leadership, a new system, a growth push — and want someone steady managing it alongside you.
Do you only work on finance, or the broader business too?
Both. The CFO seat naturally touches benefits, operations, and change — so Dan works across all of it rather than handing you off to three different consultants for problems that are actually connected.
How is pricing structured?
Engagements are scoped around what your business needs right now, not a one-size-fits-all package. After an initial call, Dan will recommend a retainer level and scope in writing before anything starts.
Is this remote, on-site, or both?
Most of the work happens remotely with regular calls and async check-ins. On-site time can be arranged for renewals, planning sessions, or team meetings where it genuinely helps.
Get In Touch
Let’s look at your numbers together.
Fill out the form and Dan will follow up within one business day. Prefer to talk first? Grab a slot directly on the calendar.
Schedule a Call
Direct
[email protected]